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DebitMate

DebitMate for iPhone

Direct debits, made clear.

DebitMate keeps track of the money that leaves your account on its own — direct debits, standing orders, subscriptions — so nothing catches you out.

Coming soon to the App Store

See what it does

1 week free, then £2.99 a month. No account, no bank connection, nothing uploaded.

The Bills screen for September 2026. £112.99 is still to pay. EE, £88.00, is under Due soon and due today; Netflix, £24.99, is under Later this month and due in 6 days. Both are marked DD for direct debit, each with a Mark paid button.
The DebitMate Home screen for September 2026. £112.99 is still to pay this month, one bill is due in the next few days — EE, £88.00, due today — and a note says there is not enough to cover the remaining bills.
  • 6

    ways a payment can repeat, from weekly to yearly

  • 4

    calendar views: day, week, month and year

  • 12

    monthly totals at a glance in the year view

  • 0

    bank connections — and there never will be

The Bills screen for September 2026. £112.99 is still to pay. EE, £88.00, is under Due soon and due today; Netflix, £24.99, is under Later this month and due in 6 days. Both are marked DD for direct debit, each with a Mark paid button.

Bills

Every payment for the month, in one list.

Direct debits sit at the top, because those go out whether or not you remembered. Each payment shows what it costs, when it is due, and whether it is late, due soon, or already paid.

  • Step back through previous months to see what you actually paid, and when.
  • Weekly, fortnightly, monthly, quarterly, six-monthly or yearly.
  • Mark a payment paid with one tap. Start a new month when you are ready.

Calendar

See what goes out, and when.

Look at your payments by day, week, month or year. The month view marks every day something leaves your account.

The year view shows twelve totals at a glance. That is how you spot the annual bills — insurance, road tax, a renewal — before they arrive, instead of after.

The Calendar in month view for September 2026: two payments totalling £112.99, marked with dots on the 22nd and the 28th. The EE payment of £88.00 is listed below for today.
The Calendar in year view for 2026: twelve monthly totals of £112.99 each, adding up to 24 payments and £1,355.88 for the year.

And the rest

The details that make it useful.

  • One-off payments

    Not everything repeats. Add a single payment on a single date — a deposit, an MOT — and it shows on that day and nowhere else.

  • When things end

    Give a payment an end date, or pick a length. A car lease or a phone contract stops appearing once it is over, instead of nagging you for ever.

  • Paperwork with the payment

    Keep a tenancy agreement or an insurance policy filed against the payment it belongs to. DebitMate can read a contract and suggest the amount and dates. You check everything before anything is added.

  • Who to ring

    Save the phone number, email and account number for each payment, so you are not hunting through a drawer when something goes wrong.

  • Spending and limits

    Record what you spend and set a monthly limit on any category. The bar turns amber as you get close, and red if you go over.

    • Under the limit
    • Getting close
    • Over the limit
  • Built to be understood

    Plain words instead of accounting terms. Large text and large buttons. Light and dark themes, or follow your iPhone.

Everything DebitMate does →

Pricing

Try it free for 1 week.

You can look around the app without subscribing. Adding and changing your own payments needs the free trial or a subscription. Anything you have already entered stays yours to see and delete, subscribed or not.

DebitMate Monthly

£2.99a month, after 1 week free

  • Every feature, on your iPhone.
  • Renews each month. Cancel any time in your iPhone's Settings.
  • Paid through Apple — DebitMate never sees your card details.

Coming soon to the App Store

Using a Windows PC? DebitMate for Windows is a separate app with its own licence. See Windows pricing.

Privacy

Nothing leaves your iPhone.

There is no account to create, no password and no sync. DebitMate does not connect to your bank, and never will. There is no analytics, no tracking and no advertising. Delete the app and your figures go with it.

Read the privacy policy →

Know what is going out before it goes.

1 week free, then £2.99 a month.

Coming soon to the App Store